/* ATV Rainbow Mountain - Sistema de Pagos */
/* Consume brand-tokens.css — no redefinir colores aquí */
:root {
  /* Alias locales que mapean a brand tokens */
  --xp-primary:   var(--atv-brand-600, #841220);
  --xp-primary-h: var(--atv-brand-700, #6e0f1b);
  --xp-primary-bg:var(--atv-brand-50,  #fff0f2);
  --xp-accent:    var(--atv-accent,     #ffc16e);
  --xp-accent-s:  var(--atv-accent-600, #f4882f);
  --xp-green:     var(--xh-green-600,   #16a34a);
  --xp-green-bg:  var(--xh-green-50,    #f0fdf4);
  --xp-gray-50:   var(--atv-gray-50,    #f9fafb);
  --xp-gray-100:  var(--atv-gray-100,   #f3f4f6);
  --xp-gray-200:  var(--atv-gray-200,   #e5e7eb);
  --xp-gray-300:  var(--atv-gray-300,   #d1d5db);
  --xp-gray-500:  var(--atv-gray-500,   #6b7280);
  --xp-gray-600:  var(--atv-gray-600,   #4b5563);
  --xp-gray-700:  var(--atv-gray-700,   #374151);
  --xp-gray-900:  var(--atv-gray-900,   #111827);
  --xp-font:      var(--atv-font-primary, 'Poppins', sans-serif);
  --xp-radius:    var(--atv-radius, 12px);
  --xp-shadow:    var(--atv-shadow, 0 4px 12px rgba(0,0,0,.08));
}

.xpay-container {
  max-width: 1280px;
  margin: 0 auto;
  padding: 2rem 1.5rem;
  font-family: var(--xp-font);
}

.xpay-wrapper { width: 100%; }
.xpay-left-column { width: 100%; }

.xpay-header {
  margin-bottom: 2rem;
  text-align: center;
  padding: 2rem 1.5rem;
  background: linear-gradient(135deg, var(--xp-primary), var(--xp-primary-h));
  border-radius: 1rem;
}
.xpay-header h1 {
  font-size: 1.875rem;
  font-weight: 700;
  color: white;
  margin: 0 0 0.5rem;
}
.xpay-header p {
  color: rgba(255,255,255,.9);
  font-size: 1rem;
  margin: 0;
}

.xpay-grid { display: grid; gap: 1rem; grid-template-columns: minmax(0, 1fr) 20rem; }
.xpay-card, .summary-card { background: white; border: 1px solid var(--xp-gray-200); border-radius: 0.5rem; padding: 1.25rem; }
.xpay-card h2, .summary-card h2 { font-size: 1.125rem; font-weight: 600; color: var(--xp-primary); margin: 0 0 0.85rem; }

/* Slot para reubicar el resumen debajo del Paso 1 en móvil (via JS) */
.xpay-summary-mobile-slot { display: none; margin-top: 0; }

.payment-methods-section { width: 100%; margin: 0.5rem 0 0; }
.payment-methods { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0.75rem; }

.payment-method {
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
  padding: 1rem 0.75rem;
  border: 2px solid var(--xp-gray-200);
  border-radius: 0.625rem;
  cursor: pointer;
}

.payment-method:hover {
  border-color: var(--xp-primary);
}

.payment-method.selected {
  border-color: var(--xp-primary);
  background: var(--xp-primary-bg);
}
.payment-method .check-indicator {
  position: absolute;
  top: 0.5rem;
  right: 0.5rem;
  display: none;
  width: 1.25rem;
  height: 1.25rem;
  background: var(--xp-green);
  border-radius: 50%;
  color: white;
  font-size: 0.75rem;
  align-items: center;
  justify-content: center;
}

.payment-method.selected .check-indicator {
  display: flex;
}

.payment-method .method-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2rem;
  height: 2rem;
  color: var(--xp-primary);
}

.payment-method .method-title {
  font-weight: 700;
  font-size: 0.813rem;
  margin: 0;
  color: var(--xp-gray-700);
}

.payment-method[data-method="card"] .method-title {
  color: var(--xp-primary);
}

.payment-method[data-method="paypal"] .method-title {
  color: var(--xp-accent-s);
}

.payment-method[data-method="transfer"] .method-title {
  color: var(--xp-green);
}

.payment-method .method-brands {
  display: flex;
  flex-wrap: wrap;
  gap: 0.375rem;
  align-items: center;
  justify-content: center;
  min-height: 1.25rem;
}

.payment-method .method-brands img {
  max-height: 1rem;
  width: auto;
}

.payment-method .method-fee {
  padding: 0.188rem 0.5rem;
  border-radius: 9999px;
  font-weight: 600;
  font-size: 0.688rem;
  color: white;
}

.payment-method[data-method="card"] .method-fee {
  background: var(--xp-accent);
}

.payment-method[data-method="paypal"] .method-fee {
  background: var(--xp-accent-s);
}

.payment-method .method-fee-free {
  background: var(--xp-green);
}

.payment-method .method-badge {
  padding: 0.188rem 0.438rem;
  border-radius: 9999px;
  font-weight: 600;
  font-size: 0.625rem;
  color: white;
}

.payment-method .method-badge.badge-instant {
  background: var(--xp-green);
}

.payment-method .method-badge.badge-pending {
  background: var(--xp-accent);
}

.xpay-progress { margin: 1.5rem 0; display: grid; grid-template-columns: repeat(3,1fr); gap: 0.75rem; }
.progress-item { padding: 1rem; border-radius: 0.5rem; border: 1px solid var(--xp-gray-200); text-align: center; }
.progress-item .num { display: inline-flex; align-items: center; justify-content: center; width: 1.375rem; height: 1.375rem; border-radius: 50%; background: var(--xp-gray-300); color: white; font-size: 0.75rem; font-weight: 700; }
.progress-item.active { border-color: var(--xp-primary); background: var(--xp-primary-bg); }
.progress-item.active .num { background: var(--xp-primary); }
.progress-item.completed { border-color: var(--xp-green); }
.progress-item.completed .num { background: var(--xp-green); }

.form-section {
  position: relative;
  display: grid;
  gap: 0.85rem;
  border: 1.5px solid var(--xp-gray-200);
  border-radius: 0.625rem;
  padding: 1rem;
  background: white;
}

.payment-form .form-section {
  display: none;
}

.payment-form .form-section.active {
  display: grid;
}

.form-row {
  display: grid;
  gap: 0.6rem;
  grid-template-columns: 1fr 1fr;
}

.form-row.form-row-name-doc {
  grid-template-columns: 1.18fr 0.82fr;
}

.form-row.form-row-doc-email {
  grid-template-columns: 0.96fr 1.04fr;
}

.form-row.form-row-phone-amount {
  grid-template-columns: 0.84fr 1.16fr;
}

.form-group label {
  font-size: 0.813rem;
  font-weight: 600;
  color: var(--xp-primary);
  line-height: 1.25;
}

.form-group.form-group-full {
  grid-column: 1 / -1;
}

.form-group input,
.form-group textarea,
.form-group select {
  width: 100%;
  min-height: 2.875rem;
  padding: 0.625rem 0.875rem;
  border-radius: 0.75rem;
  border: 1.5px solid var(--xp-gray-200);
  font-size: 0.875rem;
}

.description-textarea {
  min-height: 6.5rem;
  resize: vertical;
  line-height: 1.45;
}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--xp-primary);
  box-shadow: 0 0 0 3px rgba(132,18,32,0.10);
}

.form-group small {
  font-size: 0.813rem;
  color: var(--xp-gray-500);
}

/* ── Description toggle ───────────────────────────── */
.description-toggle {
  display: flex;
  align-items: center;
  gap: 0.375rem;
  background: none;
  border: 1.5px dashed var(--xp-gray-300);
  border-radius: 0.5rem;
  padding: 0.45rem 0.75rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--xp-gray-600);
  cursor: pointer;
  width: 100%;
  text-align: left;
  transition: border-color 0.2s, color 0.2s, background 0.2s;
}
.description-toggle:hover {
  border-color: var(--xp-primary);
  color: var(--xp-primary);
  background: var(--xp-primary-bg, rgba(132,18,32,0.04));
}
.description-toggle[aria-expanded="true"] {
  border-color: var(--xp-primary);
  color: var(--xp-primary);
  border-style: solid;
}
.description-toggle-arrow {
  margin-left: auto;
  font-size: 0.6rem;
  transition: transform 0.25s ease;
}
.description-toggle[aria-expanded="true"] .description-toggle-arrow {
  transform: rotate(180deg);
}

.description-collapsible {
  overflow: hidden;
  max-height: 0;
  opacity: 0;
  transition: max-height 0.3s ease, opacity 0.25s ease, margin-top 0.25s ease;
  margin-top: 0;
}
.description-collapsible.open {
  max-height: 200px;
  opacity: 1;
  margin-top: 0.5rem;
}

.required-badge,
.optional-badge {
  margin-left: 0.5rem;
  font-size: 0.75rem;
  font-weight: 600;
}

.required-badge {
  color: var(--xp-primary);
}

.optional-badge {
  color: var(--xp-gray-500);
}

.xpay-help-text {
  font-size: 0.813rem;
  color: var(--xp-gray-500);
  margin: 0;
}

.xpay-text-center { text-align: center; }

.xpay-icon-btn {
  border: none;
  background: transparent;
  color: var(--xp-gray-500);
  cursor: pointer;
  padding: 0.25rem;
  border-radius: 0.375rem;
  transition: color 0.2s ease, background 0.2s ease;
}

.xpay-icon-btn:hover,
.xpay-icon-btn:focus-visible {
  color: var(--xp-primary);
  background: rgba(132,18,32,0.07);
}

.xpay-required {
  color: var(--xp-primary);
  font-weight: 700;
  margin-left: 0.25rem;
}

/* Clase única para contenido solo accesible */
.sr-only, .visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  border: 0;
}

.hidden { display: none; }

.input-with-icon {
  position: relative;
}

.input-with-icon i {
  position: absolute;
  top: 50%;
  left: 1rem;
  transform: translateY(-50%);
  color: #9ca3af;
  font-size: 1rem;
  pointer-events: none;
}

.xpay-input {
  width: 100%;
  min-height: 2.875rem;
  padding: 0.625rem 0.875rem;
  padding-left: 2.55rem;
  border-radius: 0.75rem;
  border: 1.5px solid var(--xp-gray-200);
  font-size: 0.875rem;
  color: var(--xp-gray-900);
  background: #fff;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.xpay-input::placeholder {
  color: var(--xp-gray-500);
}

#amount-input::placeholder {
  font-weight: 700;
  color: var(--xp-gray-600);
}

#amount-input {
  font-weight: 700;
  font-size: 1.15rem;
}

.xpay-input:focus {
  outline: none;
  border-color: var(--xp-primary);
  box-shadow: 0 0 0 3px rgba(132,18,32,0.12);
}

.link-edit {
  margin-top: 0.75rem;
  border: none;
  background: none;
  color: var(--xp-primary);
  font-size: 0.813rem;
  font-weight: 600;
  cursor: pointer;
  text-decoration: underline;
  text-underline-offset: 2px;
  align-self: flex-start;
  padding: 0;
}

.step3-intro {
  margin-bottom: 1rem;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.step3-intro .link-edit {
  margin-top: 0;
}

/* Panel de confirmación de datos en paso 3 */
.step3-data-review {
  padding: 0.75rem 0.9rem;
  background: #f0fdf4;
  border: 1px solid #bbf7d0;
  border-radius: 0.5rem;
  font-size: 0.8125rem;
}

.step3-data-review:empty {
  display: none;
}

.s3dr-greeting {
  margin: 0 0 0.55rem;
  font-size: 0.875rem;
  color: var(--xp-gray-700);
  line-height: 1.45;
}

.s3dr-rows {
  display: flex;
  flex-direction: column;
  gap: 0.3rem;
}

.s3dr-row {
  display: flex;
  align-items: center;
  gap: 0.45rem;
}

.s3dr-ico {
  display: inline-flex;
  align-items: center;
  color: var(--xp-primary);
  flex-shrink: 0;
  font-size: 0.9rem;
  opacity: 0.85;
}

.s3dr-lbl {
  color: var(--xp-gray-500);
  font-weight: 500;
  flex-shrink: 0;
  font-size: 0.75rem;
}

.s3dr-val {
  color: var(--xp-gray-800);
  font-weight: 600;
  text-align: right;
  word-break: break-all;
}

.s3dr-row.s3dr-total {
  margin-top: 0.35rem;
  padding-top: 0.35rem;
  border-top: 1px solid #bbf7d0;
}

.s3dr-row.s3dr-total .s3dr-lbl,
.s3dr-row.s3dr-total .s3dr-val {
  font-size: 0.9375rem;
}

.s3dr-row.s3dr-total .s3dr-val {
  color: var(--xp-primary);
}



.xpay-accounts {
  margin-top: 1.25rem;
}

.accounts-hint {
  display: flex;
  align-items: center;
  gap: 0.375rem;
  font-size: 0.813rem;
  color: var(--xp-gray-600);
  margin: 0.25rem 0 1rem;
  padding: 0.5rem 0.75rem;
  background: var(--xp-gray-50);
  border-left: 3px solid var(--xp-primary);
  border-radius: 0 0.375rem 0.375rem 0;
}

.accounts-hint .icon-inline {
  color: var(--xp-primary);
  flex-shrink: 0;
}

.xpay-space {
  margin-top: 0.75rem;
}

.btn-refresh {
  display: none;
}

.bank-accounts-section { 
  margin-top: 1.25rem;
}

.bank-accounts-section h3 {
  font-size: 1rem;
  font-weight: 600;
  color: var(--xp-primary);
  margin-bottom: 0.75rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.bank-accounts-section h3 i {
  color: var(--xp-primary);
  font-size: 1.125rem;
}

.accounts-grid { 
  display: grid; 
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); 
  gap: 0.75rem; 
  margin-top: 0.75rem;
}

.account-card-static { 
  padding: 0.875rem; 
  border-radius: 0.5rem; 
  border: 1px solid var(--xp-gray-200); 
  background: white;
  box-shadow: 0 1px 2px rgba(0,0,0,0.04);
  transition: all 0.2s ease;
}

.account-card-static:hover {
  border-color: var(--xp-primary);
  box-shadow: 0 2px 8px rgba(132,18,32,0.07);
  transform: translateY(-1px);
}

.account-header {
  display: flex;
  align-items: center;
  gap: 0.625rem;
  margin-bottom: 0.75rem;
  padding-bottom: 0.625rem;
  border-bottom: 1px solid var(--xp-gray-200);
}

.account-title {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  flex: 1;
}

.account-title .bank {
  display: flex;
  align-items: center;
}

.account-title .bank.only-logo {
  padding: 0.375rem 0.5rem;
  background: linear-gradient(to bottom, #ffffff, var(--xp-gray-50));
  border-radius: 0.375rem;
  border: 1px solid var(--xp-gray-200);
}

.account-title img.brand-logo {
  height: auto;
  max-height: 1.5rem;
  width: auto;
  max-width: 100%;
  object-fit: contain;
}

.account-holder {
  margin-bottom: 0.625rem;
}

.bank-name { 
  font-weight: 700; 
  font-size: 0.938rem;
  color: var(--xp-primary);
  letter-spacing: -0.01em;
}

.account-holder { 
  font-weight: 600; 
  font-size: 0.813rem;
  color: var(--xp-gray-700);
}

.holder-badge { 
  display: inline-flex;
  align-items: center;
  gap: 0.313rem;
  padding: 0.25rem 0.625rem; 
  border-radius: 0.375rem; 
  font-size: 0.688rem; 
  font-weight: 600; 
  color: white;
  text-transform: uppercase;
  letter-spacing: 0.02em;
  box-shadow: 0 1px 3px rgba(0,0,0,0.15);
  background: var(--xp-gray-700);
}

.holder-badge i {
  font-size: 0.75rem;
}

.holder-badge-text {
  font-weight: 600;
  color: inherit;
}

.holder-badge--bcp, .holder-badge--interbank { 
  background: linear-gradient(135deg, var(--xp-green) 0%, #3d5a3f 100%);
  color: white;
}

.holder-badge--wu, .holder-badge--western-union { 
  background: linear-gradient(135deg, var(--xp-accent) 0%, #d69d4a 100%);
  color: #1f2937;
}

.holder-badge--paypal { 
  background: linear-gradient(135deg, var(--xp-accent-s) 0%, #c17649 100%);
  color: white;
}
.account-meta { 
  margin-top: 0; 
  list-style: none; 
  padding: 0; 
  font-size: 0.75rem;
  display: flex;
  flex-direction: column;
  gap: 0.375rem;
}

.account-meta .meta-item { 
  display: grid; 
  grid-template-columns: auto 1fr auto; 
  align-items: center;
  gap: 0.625rem; 
  padding: 0.5rem 0.75rem; 
  border: 1px solid var(--xp-gray-200); 
  border-radius: 0.375rem; 
  background: var(--xp-gray-50);
  transition: all 0.15s ease;
}

.account-meta .meta-item:hover {
  border-color: var(--xp-green);
  background: #f0f9f1;
}

.account-meta .meta-label { 
  font-weight: 600; 
  font-size: 0.688rem;
  color: var(--xp-gray-600);
  text-transform: uppercase;
  letter-spacing: 0.02em;
}

.meta-value {
  font-family: 'Courier New', Consolas, monospace;
  font-size: 0.75rem;
  color: var(--xp-gray-900);
  font-weight: 500;
  word-break: break-all;
}

.copy-btn { 
  padding: 0.313rem 0.438rem; 
  border-radius: 0.313rem; 
  border: 1px solid var(--xp-gray-300); 
  background: white;
  cursor: pointer; 
  font-size: 0.688rem;
  color: var(--xp-gray-600);
  transition: all 0.15s ease;
  display: flex;
  align-items: center;
  gap: 0.188rem;
}

.copy-btn:hover { 
  border-color: var(--xp-green);
  background: var(--xp-green);
  color: white;
  transform: scale(1.03);
}

.copy-btn:active {
  transform: scale(0.97);
}

.btn-pay { display: none; }
.btn-pay.active { display: flex; justify-content: center; width: 100%; padding: 0.875rem 1.5rem; background: var(--xp-primary); color: white; border: none; border-radius: 0.5rem; font-weight: 600; font-size: 0.938rem; cursor: pointer; }
.btn-pay:hover { background: var(--xp-primary-h); }
.btn-pay:disabled { background: var(--xp-gray-300); cursor: not-allowed; }

.btn-continue {
  margin-top: 1rem;
  width: 100%;
  min-height: 2.875rem;
  padding: 0.68rem 0.95rem;
  border-radius: 0.75rem;
  border: 1px solid var(--xp-primary);
  background: #fff;
  color: var(--xp-primary);
  font-weight: 600;
  font-size: 0.813rem;
  cursor: pointer;
}

.btn-continue:disabled {
  border-color: var(--xp-gray-200);
  color: var(--xp-gray-300);
  background: var(--xp-gray-100);
  cursor: not-allowed;
}

.btn-continue:not(:disabled) {
  background: var(--xp-primary);
  color: #fff;
}

.btn-continue:not(:disabled):hover {
  background: var(--xp-primary-h);
}

.summary-card {
  position: sticky;
  top: 2rem;
  padding: 1rem;
  border-radius: 0.75rem;
  border: 1px solid var(--xp-gray-200);
  box-shadow: 0 4px 12px rgba(17,24,39,0.08);
  max-width: 100%;
  overflow-x: hidden;
  overflow-y: visible;
  word-wrap: break-word;
}

.summary-card * {
  max-width: 100%;
  box-sizing: border-box;
}

.summary-card h2 {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin: 0 0 0.75rem;
  max-width: 100%;
  overflow: hidden;
  word-wrap: break-word;
}

.summary-card h2 i {
  color: var(--xp-primary);
}

.summary-pending-state {
  padding: 1.25rem;
  border-radius: 0.5rem;
  background: linear-gradient(to bottom, #fefefe, var(--xp-primary-bg));
  border: 1px solid rgba(132,18,32,0.15);
  display: flex;
  flex-direction: column;
  gap: 0.875rem;
  align-items: center;
  margin-bottom: 0.75rem;
  max-width: 100%;
  overflow: hidden;
  text-align: center;
}

.pending-icon {
  width: 2.75rem;
  height: 2.75rem;
  flex-shrink: 0;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--xp-primary) 0%, var(--xp-primary-h) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.25rem;
  box-shadow: 0 2px 8px rgba(132,18,32,0.22);
  animation: pulse-subtle 2s ease-in-out infinite;
}

@keyframes pulse-subtle {
  0%, 100% { 
    transform: scale(1);
    box-shadow: 0 2px 8px rgba(132,18,32,0.22);
  }
  50% { 
    transform: scale(1.05);
    box-shadow: 0 4px 12px rgba(132,18,32,0.30);
  }
}

.pending-steps {
  font-size: 0.75rem;
  color: var(--xp-gray-700);
  flex: 1;
  min-width: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  width: 100%;
}

.pending-step {
  padding: 0.625rem 0.875rem;
  background: white;
  border-radius: 0.375rem;
  border: 1px solid #fee2e2;
  color: var(--xp-gray-700);
  font-weight: 500;
  transition: all 0.2s ease;
  box-shadow: 0 1px 2px rgba(0,0,0,0.04);
  display: flex;
  align-items: center;
  gap: 0.5rem;
  text-align: left;
}

.pending-step:hover {
  border-color: var(--xp-primary);
  background: #fffbfb;
  transform: translateX(3px);
  box-shadow: 0 2px 4px rgba(132,18,32,0.09);
}

.pending-step::before {
  content: '';
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 1.5rem;
  height: 1.5rem;
  background: linear-gradient(135deg, var(--xp-primary) 0%, var(--xp-primary-h) 100%);
  color: white;
  font-weight: 700;
  font-size: 0.688rem;
  border-radius: 50%;
  flex-shrink: 0;
  box-shadow: 0 1px 3px rgba(132,18,32,0.26);
}

.pending-step:nth-child(1)::before { content: '1'; }
.pending-step:nth-child(2)::before { content: '2'; }
.pending-step:nth-child(3)::before { content: '3'; }

.summary-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.813rem;
  padding: 0.375rem 0;
  max-width: 100%;
  overflow: hidden;
}

.summary-row .label {
  color: var(--xp-gray-700);
  font-weight: 600;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  max-width: 60%;
}

.summary-row .value {
  font-weight: 600;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  max-width: 40%;
  text-align: right;
}

.summary-row-commission {
  flex-wrap: wrap;
  overflow: visible;
}

.summary-divider {
  border-top: 1px dashed var(--xp-gray-200);
  margin: 0.5rem 0 0.25rem;
}

.summary-total {
  font-size: 1rem;
  font-weight: 700;
  border-top: 2px solid var(--xp-gray-200);
  padding-top: 0.75rem;
  margin-top: 0.5rem;
  color: var(--xp-primary);
  display: flex;
  justify-content: space-between;
  align-items: center;
  max-width: 100%;
  overflow: hidden;
}

.summary-total .label,
.summary-total .value {
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.summary-badge {
  padding: 0.125rem 0.5rem;
  border-radius: 9999px;
  font-size: 0.688rem;
  font-weight: 600;
  display: inline-block;
  max-width: 100%;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.summary-badge.badge-info {
  background: var(--xp-primary-bg);
  color: var(--xp-primary);
}

.summary-badge.badge-warning {
  background: #fef3c7;
  color: #92400e;
}

.summary-badge.badge-success {
  background: var(--xp-green-bg);
  color: var(--xp-green);
}

.summary-details {
  margin-top: 0.5rem;
  max-width: 100%;
  overflow: hidden;
  word-wrap: break-word;
  font-size: 0.813rem;
  background: linear-gradient(to bottom, var(--xp-primary-bg), #fff);
  border: 1px solid rgba(132,18,32,0.12);
  border-radius: var(--xp-radius);
  padding: 0.75rem;
}

.summary-row .icon-inline {
  color: var(--xp-primary);
  flex-shrink: 0;
}

.summary-badge-container {
  margin-top: 0.75rem;
  padding-top: 0.75rem;
  border-top: 1px dashed var(--xp-gray-200);
  display: flex;
  justify-content: center;
}

.summary-transfer-section {
  margin-top: 0.75rem;
  padding-top: 0.75rem;
  border-top: 1px solid var(--xp-gray-200);
}

.transfer-selector {
  margin-bottom: 0.75rem;
}

.transfer-label {
  display: flex;
  align-items: center;
  gap: 0.375rem;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--xp-gray-700);
  margin-bottom: 0.375rem;
}

.transfer-label i {
  color: var(--xp-primary);
  font-size: 0.875rem;
}

.transfer-select {
  width: 100%;
  padding: 0.5rem 0.75rem;
  border: 1px solid var(--xp-gray-300);
  border-radius: 0.375rem;
  font-size: 0.813rem;
  color: var(--xp-gray-900);
  background: white;
  cursor: pointer;
  transition: all 0.15s ease;
}

.transfer-select:hover {
  border-color: var(--xp-primary);
}

.transfer-select:focus {
  outline: none;
  border-color: var(--xp-primary);
  box-shadow: 0 0 0 3px rgba(132,18,32,0.09);
}

.account-info-mini {
  background: linear-gradient(to bottom, #ffffff, var(--xp-gray-50));
  border: 1px solid var(--xp-gray-200);
  border-radius: 0.375rem;
  padding: 0.75rem;
  margin-top: 0.625rem;
}

.account-mini-header {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  padding-bottom: 0.625rem;
  margin-bottom: 0.625rem;
  border-bottom: 1px solid var(--xp-gray-200);
}

.mini-badge {
  display: inline-flex;
  align-items: center;
  padding: 0.188rem 0.5rem;
  border-radius: 0.25rem;
  font-size: 0.688rem;
  font-weight: 700;
  color: white;
  text-transform: uppercase;
  letter-spacing: 0.025em;
}

.mini-badge--bcp,
.mini-badge--interbank {
  background: var(--xp-green);
}

.mini-badge--western-union {
  background: var(--xp-accent);
  color: #1f2937;
}

.mini-holder {
  font-size: 0.75rem;
  color: var(--xp-gray-600);
  font-weight: 500;
}

.account-mini-details {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.mini-row {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.mini-label {
  font-size: 0.625rem;
  font-weight: 600;
  color: var(--xp-gray-500);
  text-transform: uppercase;
  letter-spacing: 0.03em;
}

.mini-value-group {
  display: flex;
  align-items: center;
  gap: 0.375rem;
  padding: 0.375rem 0.5rem;
  background: white;
  border: 1px solid var(--xp-gray-200);
  border-radius: 0.25rem;
}

.mini-value {
  flex: 1;
  font-family: 'Courier New', Consolas, monospace;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--xp-gray-900);
  background: none;
  border: none;
  padding: 0;
}

.copy-btn-mini {
  padding: 0.25rem;
  border: none;
  border-radius: 0.25rem;
  background: transparent;
  color: var(--xp-gray-500);
  cursor: pointer;
  transition: all 0.15s ease;
  font-size: 0.75rem;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
}

.copy-btn-mini:hover {
  background: var(--xp-green);
  color: white;
}

.copy-btn-mini:active {
  transform: scale(0.9);
}

.summary-account-holder {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 0.625rem;
  color: var(--xp-primary);
  font-size: 0.875rem;
}

.summary-account-holder span {
  display: block;
  color: var(--xp-gray-700);
  font-size: 0.75rem;
}

.summary-account-change {
  border: none;
  background: transparent;
  color: var(--xp-primary);
  font-weight: 600;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 0.25rem;
  font-size: 0.75rem;
  padding: 0.25rem 0.5rem;
}

.summary-account-change:hover,
.summary-account-change:focus-visible {
  text-decoration: underline;
}

.summary-account-meta {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.summary-account-meta-item {
  display: flex;
  justify-content: space-between;
  gap: 0.5rem;
  font-size: 0.75rem;
  color: var(--xp-gray-700);
  word-break: break-word;
}

.summary-account-meta-label {
  font-weight: 600;
  color: var(--xp-gray-600);
}

.summary-account-meta-value {
  font-weight: 600;
  color: var(--xp-gray-900);
  text-align: right;
}

/* Transferencia bancaria - Diseño Minimalista */
#transfer-voucher-form {
  background: white;
  border: 1px solid var(--xp-gray-200);
  border-radius: 0.5rem;
  padding: 1rem;
  display: flex;
  flex-direction: column;
  gap: 1rem;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.05);
  margin-top: 0.75rem;
}

.transfer-field-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.875rem;
}

.transfer-field {
  display: flex;
  flex-direction: column;
  gap: 0.375rem;
}

.transfer-field-label {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.813rem;
  font-weight: 600;
  color: var(--xp-primary);
  gap: 0.375rem;
}

.transfer-label-text {
  display: inline-flex;
  align-items: center;
  gap: 0.25rem;
}

.transfer-field-hint {
  font-size: 0.688rem;
  color: var(--xp-gray-600);
  margin: 0;
  line-height: 1.3;
}

.transfer-upload-card {
  border: 1.5px dashed var(--xp-gray-300);
  border-radius: 0.5rem;
  padding: 0.75rem;
  background: var(--xp-gray-50);
  transition: all 0.2s ease;
}

.transfer-upload-card:hover {
  border-color: var(--xp-primary);
  background: var(--xp-primary-bg);
}

.transfer-upload-meta {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.transfer-upload-meta.has-file {
  background: rgba(132,18,32,0.04);
  border-radius: 0.375rem;
  padding: 0.625rem;
  border: 1px solid rgba(132,18,32,0.09);
}

.transfer-upload-btn,
.transfer-replace-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.313rem;
  border-radius: 0.375rem;
  padding: 0.5rem 0.75rem;
  font-size: 0.75rem;
  font-weight: 600;
  border: none;
  cursor: pointer;
  transition: all 0.15s ease;
  white-space: nowrap;
}

.transfer-upload-btn {
  background: var(--xp-primary);
  color: #fff;
}

.transfer-upload-btn:hover {
  background: var(--xp-primary-h);
}

.transfer-upload-btn:active {
  transform: scale(0.98);
}

.transfer-replace-btn {
  background: white;
  border: 1px solid var(--xp-gray-300);
  color: var(--xp-primary);
}

.transfer-replace-btn:hover {
  border-color: var(--xp-primary);
  background: var(--xp-primary-bg);
}

.transfer-file-status {
  font-size: 0.75rem;
  font-weight: 500;
  color: var(--xp-gray-900);
  flex: 1;
  min-width: 120px;
  word-break: break-word;
  overflow: hidden;
  text-overflow: ellipsis;
}

.transfer-file-status.is-empty {
  color: var(--xp-gray-500);
  font-style: italic;
}

.transfer-preview {
  border: 1px solid var(--xp-gray-200);
  border-radius: 0.5rem;
  padding: 0.75rem;
  background: white;
}

.transfer-preview .transfer-field-label {
  margin-bottom: 0.5rem;
  font-size: 0.813rem;
  font-weight: 600;
  color: var(--xp-primary);
}

.transfer-preview-img {
  width: 100%;
  max-height: 280px;
  object-fit: contain;
  border-radius: 0.375rem;
  border: 1px solid var(--xp-gray-200);
  background: var(--xp-gray-50);
}

.transfer-submit-row {
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
  margin-top: 0.25rem;
}

.transfer-submit-hint {
  font-size: 0.75rem;
  color: var(--xp-gray-600);
  margin: 0;
  display: flex;
  align-items: center;
  gap: 0.313rem;
  padding: 0.5rem 0.625rem;
  background: var(--xp-primary-bg);
  border-left: 2px solid var(--xp-primary);
  border-radius: 0.313rem;
}

.transfer-submit-hint i {
  color: var(--xp-primary);
  font-size: 0.875rem;
  flex-shrink: 0;
}

#transfer-voucher-form .btn-primary {
  width: 100%;
  display: inline-flex;
  justify-content: center;
  align-items: center;
  gap: 0.5rem;
  border: none;
  border-radius: 0.5rem;
  padding: 0.875rem 1rem;
  font-size: 0.875rem;
  font-weight: 700;
  background: var(--xp-primary);
  color: #fff;
  cursor: pointer;
  transition: all 0.2s ease;
  text-transform: uppercase;
  letter-spacing: 0.02em;
}

#transfer-voucher-form .btn-primary:disabled {
  opacity: 0.5;
  cursor: not-allowed;
  background: var(--xp-gray-300);
  color: var(--xp-gray-600);
}

#transfer-voucher-form .btn-primary:not(:disabled):hover {
  background: var(--xp-primary-h);
  box-shadow: 0 4px 12px rgba(132,18,32,0.18);
}

#transfer-voucher-form .btn-primary:not(:disabled):active {
  transform: scale(0.98);
}

.commission-label-toggle {
  cursor: pointer;
  user-select: none;
  display: flex;
  align-items: center;
  gap: 0.25rem;
}

.commission-panel {
  width: 100%;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
  margin-top: 0.5rem;
  padding: 0;
  background: var(--xp-primary-bg);
  border-radius: 0.375rem;
  font-size: 0.75rem;
  max-width: 100%;
  word-wrap: break-word;
}

.summary-row-commission[data-expanded="true"] .commission-panel {
  max-height: 300px;
  padding: 0.75rem;
}

.commission-lines {
  display: flex;
  flex-direction: column;
  gap: 0.375rem;
  margin-bottom: 0.5rem;
  max-width: 100%;
  overflow: hidden;
}

.commission-lines > div {
  white-space: normal;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.commission-note {
  font-size: 0.688rem;
  color: var(--xp-gray-600);
  margin: 0;
  white-space: normal;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

#payment-action-container,
#paypal-button-container,
#transfer-payment-container,
#transfer-voucher-form {
  min-width: 0;
  max-width: 100%;
  overflow: visible;
  margin-top: 1rem;
}


/* Estilos base de Izipay se cargan desde izipay/css/style.css */
#izipay-container {
  min-width: 0;
  max-width: 100%;
  margin-top: 1rem;
}

.xpay-summary,
.summary-card,
#izipay-container #tarjeta-container,
#izipay-container #micuentawebstd_rest_wrapper,
#izipay-container .kr-embedded {
  min-width: 0;
  max-width: 100%;
  box-sizing: border-box;
}

/* Asegurar visibilidad en resumen móvil */
.xpay-summary #payment-action-container,
.summary-card #payment-action-container,
#summary-content #payment-action-container {
  display: block;
  visibility: visible;
}

.summary-card iframe,
.summary-card img,
.summary-card video,
.summary-card embed,
.summary-card object {
  display: block;
  max-width: 100%;
  height: auto;
}

.summary-card #izipay-container iframe,
.summary-card #izipay-container .kr-embedded iframe {
  width: 100%;
  min-height: 100%;
}

.izipay-loading {
  padding: 1rem;
  text-align: center;
  color: var(--xp-gray-600);
  font-size: 0.875rem;
  max-width: 100%;
  word-wrap: break-word;
}

/* Políticas y Términos - Estilo Minimalista */
.xpay-policies {
  max-width: 1280px;
  margin: 3rem auto 2rem;
  padding: 0 1.5rem;
}

/* ==============================
   Verificar pago por ID
   ============================== */
.verify-section {
  margin-top: 1.25rem;
}

.verify-section.is-hidden {
  display: none;
}

.verify-toggle-button {
  margin-top: 1.25rem;
  width: 100%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.65rem 1rem;
  border-radius: 0.5rem;
  border: 1px solid var(--xp-primary);
  background: #fff;
  color: var(--xp-primary);
  font-weight: 600;
  font-size: 0.875rem;
  cursor: pointer;
}

.verify-toggle-button:hover {
  background: var(--xp-primary-bg);
}

.verify-payment-block {
  margin-top: 1.5rem;
  border: 1px dashed var(--xp-gray-200);
  border-radius: 0.75rem;
  padding: 1rem 1.25rem;
  background: var(--xp-gray-50);
}

.verify-title {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin: 0 0 0.5rem;
  font-size: 1rem;
  font-weight: 600;
  color: var(--xp-primary);
}

.verify-help {
  margin: 0 0 0.75rem;
  font-size: 0.813rem;
  color: var(--xp-gray-600);
}

.verify-row {
  display: flex;
  align-items: stretch;
  gap: 0.5rem;
}

.verify-input {
  flex: 1 1 0%;
  min-width: 0;
  width: auto;         /* anula w-full de $input_classes */
  min-height: 2.8rem;
  border-radius: 0.75rem;
  border: 1.5px solid var(--xp-gray-300);
  padding: 0.58rem 0.8rem;
  font-size: 0.813rem;
}

.verify-input:focus {
  outline: none;
  border-color: var(--xp-primary);
  box-shadow: 0 0 0 2px rgba(132,18,32,0.15);
}

.verify-button {
  flex-shrink: 0;      /* no encoger */
  width: auto;         /* anula w-full de $button_classes */
  min-height: 2.8rem;
  border-radius: 0.75rem;
  border: none;
  padding: 0.58rem 1.1rem;
  font-size: 0.813rem;
  font-weight: 600;
  background: var(--xp-primary);
  color: #fff;
  cursor: pointer;
  white-space: nowrap;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
}

.verify-button:hover {
  background: var(--xp-primary-h);
}

.verify-button:active {
  transform: scale(0.97);
}

.verify-result {
  margin-top: 0.5rem;
  font-size: 0.813rem;
  color: var(--xp-gray-600);
}

.verify-result.ok {
  color: var(--xp-green);
}

.verify-result.error {
  color: var(--xp-primary);
}

.verify-overlay {
  position: fixed;
  inset: 0;
  background: rgba(15, 23, 42, 0.55);
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
}

.verify-overlay-box {
  background: white;
  border-radius: 0.75rem;
  padding: 1.25rem 1.75rem;
  box-shadow: 0 20px 40px rgba(15, 23, 42, 0.35);
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  max-width: 90%;
  text-align: center;
}

.verify-overlay-title {
  font-size: 0.938rem;
  font-weight: 600;
  color: var(--xp-gray-900);
}

.verify-overlay-text {
  font-size: 0.813rem;
  color: var(--xp-gray-600);
}

.verify-overlay-spinner {
  width: 2rem;
  height: 2rem;
  border-radius: 9999px;
  border: 3px solid var(--xp-gray-200);
  border-top-color: var(--xp-primary);
  margin: 0 auto 0.25rem;
  animation: verify-spin 0.9s linear infinite;
}

@keyframes verify-spin {
  to {
    transform: rotate(360deg);
  }
}

.policies-container {
  background: white;
    border-radius: 0.9rem;
    background: #fff;
    box-shadow: none;
  border-radius: 0.5rem;
  border: 1px solid var(--xp-gray-200);
  padding: 2rem 1.5rem;
}

.policies-header {
  text-align: center;
  margin-bottom: 2rem;
  padding-bottom: 1.5rem;
  border-bottom: 2px solid var(--xp-gray-200);
}

.policies-title {
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--xp-primary);
  margin: 0 0 0.5rem;
  letter-spacing: -0.02em;
}

.policies-subtitle {
  font-size: 0.938rem;
  color: var(--xp-gray-600);
  margin: 0;
  font-weight: 500;
}

.policies-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.25rem;
  margin-bottom: 2rem;
}

.policy-card {
  background: linear-gradient(to bottom, #ffffff, #fafafa);
  border: 1px solid var(--xp-gray-200);
  border-radius: 0.5rem;
  padding: 1.25rem;
  transition: all 0.2s ease;
}

.policy-card:hover {
  border-color: var(--xp-primary);
  box-shadow: 0 4px 12px rgba(132,18,32,0.07);
  transform: translateY(-2px);
}

/* Iconos SVG Inline */
.icon-inline {
  display: inline-block;
  width: 1em;
  height: 1em;
  vertical-align: -0.125em;
}

h2 .icon-inline,
h3 .icon-inline {
  width: 1.25em;
  height: 1.25em;
  margin-right: 0.35em;
  vertical-align: -0.2em;
}

.policy-icon .icon-inline {
  width: 1.5em; /* Ajuste para que encaje bien en el contenedor de 2.5rem */
  height: 1.5em;
}

.policy-icon {
  width: 2.5rem;
  height: 2.5rem;
  border-radius: 0.5rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
  font-size: 1.25rem;
}

.policy-icon-success {
  background: linear-gradient(135deg, var(--xp-green), #3d5a3f);
  color: white;
}

.policy-icon-warning {
  background: linear-gradient(135deg, var(--xp-accent), #d69d4a);
  color: white;
}

.policy-icon-info {
  background: linear-gradient(135deg, var(--xp-primary), var(--xp-primary-h));
  color: white;
}

.policy-icon-primary {
  background: linear-gradient(135deg, var(--xp-primary), var(--xp-primary-h));
  color: white;
}

.policy-icon-secondary {
  background: linear-gradient(135deg, var(--xp-accent-s), #c17649);
  color: white;
}

.policy-icon-dark {
  background: linear-gradient(135deg, #1f2937, #111827);
  color: white;
}

.policy-title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--xp-primary);
  margin: 0 0 0.75rem;
  line-height: 1.3;
}

.policy-text {
  font-size: 0.813rem;
  color: var(--xp-gray-700);
  line-height: 1.6;
  margin: 0;
}

.policies-cta {
  background: linear-gradient(135deg, var(--xp-primary), var(--xp-primary-h));
  border-radius: 0.5rem;
  padding: 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.25rem;
  flex-wrap: wrap;
}

.cta-content {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.25rem;
  flex-wrap: wrap;
  width: 100%;
}

.cta-text {
  flex: 1;
  min-width: 250px;
}

.cta-text h3 {
  font-size: 1.125rem;
  font-weight: 700;
  color: white;
  margin: 0 0 0.375rem;
}

.cta-text p {
  font-size: 0.875rem;
  color: rgba(255, 255, 255, 0.9);
  margin: 0;
  line-height: 1.5;
}

.whatsapp-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: white;
  color: var(--xp-primary);
  padding: 0.875rem 1.5rem;
  border-radius: 0.5rem;
  font-weight: 700;
  font-size: 0.938rem;
  text-decoration: none;
  transition: all 0.2s ease;
  white-space: nowrap;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.1);
}

.whatsapp-btn:hover {
  background: #f0f9ff;
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
}

.whatsapp-btn i {
  font-size: 1.25rem;
}

/* ==============================
   Final visual overrides
   ============================== */

.xpay-container {
  position: relative;
  padding: 2rem 1.25rem 2.5rem;
}

.xpay-container::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 34rem;
  pointer-events: none;
  background:
    radial-gradient(circle at top left, rgba(132,18,32,0.16), transparent 34%),
    radial-gradient(circle at top right, rgba(244,136,47,0.18), transparent 28%),
    linear-gradient(180deg, #fff8f4 0%, rgba(255,255,255,0) 76%);
  z-index: 0;
}

.xpay-container > * {
  position: relative;
  z-index: 1;
}

.xpay-header {
  overflow: hidden;
  padding: 2rem 1.6rem;
  border-radius: 1.5rem;
  border: 1px solid rgba(255,255,255,0.28);
  background:
    radial-gradient(circle at 18% 18%, rgba(255,255,255,0.22), transparent 24%),
    radial-gradient(circle at 82% 28%, rgba(255,193,110,0.28), transparent 20%),
    linear-gradient(135deg, #5b0e17 0%, #841220 48%, #b64638 100%);
  box-shadow: 0 28px 60px rgba(91,14,23,0.22);
}

.xpay-header h1 {
  font-size: clamp(1.85rem, 3.6vw, 2.8rem);
  letter-spacing: -0.04em;
}

.xpay-header p {
  max-width: 42rem;
  margin: 0 auto;
  line-height: 1.65;
  color: rgba(255,255,255,0.88);
}

.xpay-grid {
  grid-template-columns: minmax(0, 1fr) 20rem;
  gap: 1.25rem;
}

.xpay-card,
.summary-card,
.policies-container {
  border: 1px solid rgba(148,163,184,0.16);
  border-radius: 1.35rem;
  background: rgba(255,255,255,0.94);
  box-shadow: 0 18px 42px rgba(15,23,42,0.08);
  backdrop-filter: blur(8px);
}

.xpay-card,
.summary-card {
  padding: 1.15rem;
}

.xpay-card h2,
.summary-card h2 {
  gap: 0.65rem;
  color: #6e0f1b;
  letter-spacing: -0.02em;
}

.form-section {
  border: 1px solid rgba(132,18,32,0.10);
  border-radius: 1.15rem;
  padding: 1.1rem;
  background: linear-gradient(180deg, rgba(255,240,242,0.52) 0%, rgba(255,255,255,0.98) 22%), #fff;
}

.payment-methods {
  gap: 0.75rem;
}

.payment-method {
  min-height: 9.5rem;
  padding: 0.9rem 0.8rem 0.8rem;
  border: 1px solid rgba(148,163,184,0.22);
  border-radius: 1.25rem;
  background: linear-gradient(180deg, rgba(255,255,255,1) 0%, rgba(248,250,252,0.96) 100%);
  box-shadow: 0 12px 26px rgba(15,23,42,0.06);
}

.payment-method:hover {
  border-color: rgba(132,18,32,0.3);
  box-shadow: 0 18px 28px rgba(132,18,32,0.10);
  transform: translateY(-2px);
}

.payment-method.selected {
  border-color: rgba(132,18,32,0.5);
  background: radial-gradient(circle at top, rgba(255,193,110,0.16), transparent 40%), linear-gradient(180deg, rgba(255,240,242,0.96) 0%, rgba(255,255,255,1) 100%);
  box-shadow: 0 20px 34px rgba(132,18,32,0.14);
}

.payment-method .method-icon {
  width: 2.65rem;
  height: 2.65rem;
  border-radius: 1rem;
  background: linear-gradient(135deg, rgba(132,18,32,0.10), rgba(255,193,110,0.18));
}

.payment-method .method-title {
  font-size: 0.88rem;
}

.verify-toggle-button,
.verify-payment-block,
.account-card-static,
#transfer-voucher-form,
.account-info-mini,
.transfer-upload-card,
.transfer-preview,
.summary-details,
.policy-card {
  border-radius: 1rem;
}

.verify-toggle-button {
  border: 1px solid rgba(132,18,32,0.22);
  background: linear-gradient(180deg, rgba(255,255,255,0.98), rgba(255,240,242,0.78));
  box-shadow: 0 8px 20px rgba(132,18,32,0.08);
}

.verify-payment-block,
.summary-details {
  border: 1px solid rgba(132,18,32,0.12);
  background: linear-gradient(180deg, rgba(255,249,245,1), rgba(255,255,255,1));
}

.form-group label {
  gap: 0.45rem;
  font-size: 0.82rem;
  font-weight: 700;
  color: #6e0f1b;
}

.form-group input,
.form-group textarea,
.form-group select,
.xpay-input,
.verify-input,
.transfer-select {
  min-height: 3.15rem;
  border-radius: 1rem;
  border: 1px solid rgba(148,163,184,0.24);
  background: linear-gradient(180deg, #ffffff 0%, #fff8f7 100%);
}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus,
.xpay-input:focus,
.verify-input:focus,
.transfer-select:focus {
  border-color: rgba(132,18,32,0.45);
  box-shadow: 0 0 0 4px rgba(132,18,32,0.10);
}

.btn-continue,
#transfer-voucher-form .btn-primary,
.verify-button {
  min-height: 3.1rem;
  border-radius: 1rem;
  font-weight: 700;
  box-shadow: 0 12px 24px rgba(132,18,32,0.16);
}

.btn-continue:not(:disabled),
#transfer-voucher-form .btn-primary:not(:disabled),
.verify-button {
  background: linear-gradient(135deg, #841220 0%, #b64638 100%);
  color: #fff;
  border: none;
}

.summary-card {
  top: 1.35rem;
  border-radius: 1.45rem;
  background: radial-gradient(circle at top, rgba(255,193,110,0.16), transparent 26%), linear-gradient(180deg, rgba(255,248,244,0.96) 0%, rgba(255,255,255,0.98) 100%);
}

.summary-row .label {
  color: #6b7280;
}

.summary-row .value {
  color: #1f2937;
}

.summary-total {
  border-top: 1px solid rgba(132,18,32,0.12);
  color: #6e0f1b;
}

.summary-badge.badge-warning {
  background: rgba(249,115,22,0.12);
  color: #c2410c;
}

.commission-panel {
  border: 1px solid rgba(132,18,32,0.10);
  background: linear-gradient(180deg, rgba(255,247,237,1), rgba(255,251,246,1));
}

.policies-container {
  padding: 2.2rem 1.6rem;
  background: radial-gradient(circle at top right, rgba(255,193,110,0.18), transparent 22%), linear-gradient(180deg, rgba(255,249,245,1) 0%, rgba(255,255,255,1) 100%);
}

.policies-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.policy-card {
  border: 1px solid rgba(148,163,184,0.16);
  background: rgba(255,255,255,0.88);
  box-shadow: 0 14px 28px rgba(15,23,42,0.05);
}

.policy-card:hover {
  box-shadow: 0 18px 32px rgba(132,18,32,0.10);
}

.policy-title {
  color: #6e0f1b;
}

.policy-text {
  color: #5f6672;
}

.policies-cta {
  border-radius: 1.1rem;
  overflow: hidden;
  background: linear-gradient(135deg, #5b0e17 0%, #8f1f26 55%, #d26a43 100%);
  box-shadow: 0 22px 44px rgba(91,14,23,0.18);
}

.cta-content {
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.25rem 1.35rem;
}

.cta-text h3,
.cta-text p {
  color: #fff;
}

.whatsapp-btn {
  border-radius: 999px;
  background: #fff;
  color: #14532d;
  box-shadow: 0 14px 30px rgba(0,0,0,0.18);
}

@media (max-width: 1100px) {
  .policies-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

/* Modal de ayuda */
.xpay-modal {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.5);
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1rem;
}

.xpay-modal__content {
  background: white;
  border-radius: 0.75rem;
  max-width: 560px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.3);
}

.xpay-modal__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.25rem 1.5rem;
  border-bottom: 1px solid var(--xp-gray-200);
}

.xpay-modal__title {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin: 0;
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--xp-primary);
}

.xpay-modal__title i {
  color: var(--xp-primary);
  font-size: 1.25rem;
}

.xpay-modal__close {
  padding: 0.5rem;
  border: none;
  background: transparent;
  color: var(--xp-gray-500);
  cursor: pointer;
  border-radius: 0.375rem;
  transition: all 0.15s ease;
  display: flex;
  align-items: center;
  justify-content: center;
}

.xpay-modal__close:hover {
  background: var(--xp-gray-100);
  color: var(--xp-gray-900);
}

.xpay-modal__body {
  padding: 1.5rem;
}

.xpay-img-preview {
  width: 100%;
  height: auto;
  border-radius: 0.5rem;
  border: 1px solid var(--xp-gray-200);
  margin: 1rem 0;
}

.xpay-bank-box {
  margin-top: 0.5rem;
  padding: 0.75rem 1rem;
  background: linear-gradient(to bottom, var(--xp-primary-bg), #fff);
  border: 1px solid rgba(132,18,32,0.15);
  border-radius: 0.5rem;
}

.xpay-bank-box .xpay-help-text {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  margin: 0;
}

.xpay-bank-box i {
  color: var(--xp-primary);
  font-size: 1rem;
  margin-top: 0.125rem;
  flex-shrink: 0;
}

/* Toast notifications */
.toast { position: fixed; bottom: 1.5rem; left: 50%; transform: translateX(-50%); padding: 0.75rem 1.5rem; color: white; border-radius: 0.5rem; z-index: 9999; font-size: 0.875rem; display: none; }
.toast.show { display: block; }
.toast.success { background: var(--xp-green); }
.toast.error { background: var(--xp-primary); }

@media (max-width: 900px) {
  .xpay-grid { grid-template-columns: 1fr; }
  .xpay-grid { gap: 0.9rem; }
  .xpay-summary-mobile-slot { display: none; margin-top: 0.5rem; }
  .xpay-container[data-mobile-summary-visible="1"] .xpay-summary-mobile-slot { display: block; }
  .xpay-container,
  .xpay-summary,
  .summary-card,
  #payment-action-container,
  #izipay-container,
  #izipay-container #tarjeta-container,
  #izipay-container #micuentawebstd_rest_wrapper,
  #izipay-container .kr-embedded {
    width: 100%;
    max-width: 100%;
    min-width: 0;
    overflow-x: hidden;
  }

  .summary-card {
    position: static;
    overflow-y: visible;
  }

  #izipay-container .kr-embedded {
    padding: 0.7rem !important;
  }

  #izipay-container .kr-embedded.kr-embedded-layout {
    gap: 0.55rem;
  }

  #izipay-container .content-security-expiry {
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr) !important;
    gap: 0.55rem !important;
  }
  
  .payment-methods {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 0.55rem;
  }

  .payment-method {
    min-height: 8.25rem;
    padding: 0.72rem 0.5rem 0.58rem;
    gap: 0.32rem;
  }

  .payment-method .method-icon {
    width: 1.95rem;
    height: 1.95rem;
    border-radius: 0.72rem;
  }

  .payment-method .method-title {
    font-size: 0.72rem;
    line-height: 1.1;
  }

  .payment-method .method-fee {
    padding: 0.1rem 0.28rem;
    font-size: 0.46rem;
  }

  .payment-method .method-badge {
    padding: 0.1rem 0.28rem;
    font-size: 0.43rem;
  }
  
  .form-row { grid-template-columns: 1fr 1fr; }
  .form-row.form-row-name-doc { grid-template-columns: 1.12fr 0.88fr; }
  .form-row.form-row-doc-email { grid-template-columns: 0.96fr 1.04fr; }
  .form-row.form-row-phone-amount { grid-template-columns: 0.82fr 1.18fr; }
  .accounts-grid { grid-template-columns: 1fr; }
  
  .policies-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  
  .policies-container {
    padding: 1.5rem 1rem;
  }
  
  .policies-title {
    font-size: 1.5rem;
  }
}

@media (max-width: 640px) {
  .xpay-container {
    padding: 0.8rem 0.62rem 1.2rem;
  }

  .payment-form {
    gap: 0.45rem;
  }
  
  .xpay-header {
    padding: 1.05rem 0.95rem;
    margin-bottom: 0.75rem;
  }
  
  .xpay-header h1 {
    font-size: 1.16rem;
  }
  
  .xpay-header p {
    font-size: 0.78rem;
  }
  
  .xpay-card, .summary-card {
    padding: 0.68rem;
    border-radius: 0.95rem;
    box-shadow: 0 4px 10px rgba(15,23,42,0.04);
    backdrop-filter: none;
  }

  .xpay-card h2,
  .summary-card h2 {
    margin-bottom: 0.55rem;
    font-size: 0.96rem;
  }

  .form-section {
    gap: 0.55rem;
    padding: 0;
    border: 0;
    border-radius: 0;
    background: transparent;
    box-shadow: none;
  }

  .payment-methods-section {
    margin: 0.2rem 0 0;
  }

  /* Terms and Conditions - versión compacta en móvil */
  .policies-grid {
    gap: 0.75rem;
  }

  .policy-card {
    padding: 0.75rem;
  }

  .policy-icon {
    width: 2rem;
    height: 2rem;
    margin-bottom: 0.5rem;
  }

  .policy-icon .icon-inline {
    width: 1.25em;
    height: 1.25em;
  }

  .policy-title {
    font-size: 0.938rem;
  }

  .policy-text {
    font-size: 0.75rem;
  }

  .payment-methods-section {
    margin: 0.4rem 0 0.1rem;
  }
  
  .payment-methods { 
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    grid-auto-flow: row;
    grid-auto-columns: auto;
    gap: 0.3rem;
    align-items: stretch;
    overflow: visible;
    padding: 0;
    scroll-snap-type: none;
  }
  
  .payment-method {
    padding: 0.4rem 0.26rem 0.34rem;
    gap: 0.2rem;
    min-width: 0;
    min-height: 6.35rem;
    border-width: 1px;
    border-radius: 0.82rem;
    box-shadow: 0 5px 10px rgba(15,23,42,0.04);
    justify-content: flex-start;
    scroll-snap-align: none;
  }

  .payment-method[data-method="transfer"] {
    grid-column: auto;
    min-height: 6.35rem;
    padding: 0.4rem 0.26rem 0.34rem;
  }

  .payment-method:hover {
    transform: none;
    box-shadow: 0 8px 16px rgba(15,23,42,0.06);
  }

  .payment-method.selected {
    box-shadow: 0 8px 14px rgba(132,18,32,0.09);
  }

  .payment-method[data-method="transfer"].selected {
    box-shadow: 0 9px 15px rgba(22,163,74,0.10);
  }
  
  .payment-method .check-indicator {
    width: 0.68rem;
    height: 0.68rem;
    font-size: 0.4rem;
    top: 0.16rem;
    right: 0.16rem;
  }
  
  .payment-method .method-icon {
    width: 1.45rem;
    height: 1.45rem;
    border-radius: 0.58rem;
    font-size: 0.68rem;
  }

  .payment-method .method-icon .icon-inline {
    width: 0.56rem;
    height: 0.56rem;
  }
  
  .payment-method .method-title {
    font-size: 0.54rem;
    line-height: 1.05;
    letter-spacing: -0.01em;
  }

  .payment-method[data-method="transfer"] .method-title {
    font-size: 0.54rem;
  }
  
  .payment-method .method-fee {
    padding: 0.08rem 0.18rem;
    font-size: 0.34rem;
    line-height: 1.05;
    border-radius: 999px;
  }
  
  .payment-method .method-badge {
    padding: 0.08rem 0.18rem;
    font-size: 0.32rem;
    line-height: 1.05;
    border-radius: 999px;
  }
  
  .payment-method .method-brands {
    display: none;
  }
  
  .payment-method .method-brands img {
    max-height: 0.38rem;
  }

  .payment-method[data-method="transfer"] .method-fee,
  .payment-method[data-method="transfer"] .method-badge {
    align-self: center;
    max-width: 100%;
  }

  .verify-toggle-button {
    margin-top: 0.9rem;
    min-height: 2.65rem;
    padding: 0.55rem 0.8rem;
    border-radius: 0.95rem;
    font-size: 0.76rem;
    text-align: center;
  }

  .verify-section {
    margin-top: 1rem;
  }

  .verify-payment-block {
    margin-top: 1rem;
    padding: 0.65rem 0.72rem;
    border-radius: 0.9rem;
    background: #fff;
  }

  .verify-title {
    margin-bottom: 0.35rem;
    font-size: 0.86rem;
  }

  .verify-help {
    margin-bottom: 0.65rem;
    font-size: 0.71rem;
    line-height: 1.45;
  }

  .verify-row {
    flex-direction: column;
    gap: 0.55rem;
  }

  .verify-input {
    min-height: 2.6rem;
    padding: 0.5rem 0.68rem;
    font-size: 0.76rem;
  }

  .verify-button {
    min-height: 2.6rem;
    width: 100%;
    padding: 0.5rem 0.72rem;
    font-size: 0.76rem;
    box-shadow: none;
  }

  .verify-result {
    font-size: 0.76rem;
  }

  .verify-payment-block .sr-only + .verify-input,
  .verify-payment-block .verify-input {
    width: 100%;
  }
  
  .form-row { 
    grid-template-columns: 1fr 1fr;
    gap: 0.5rem;
  }
  
  .form-group label {
    font-size: 0.7rem;
    line-height: 1.2;
  }
  
  .form-group input,
  .form-group textarea,
  .form-group select,
  .xpay-input,
  .transfer-select {
    min-height: 2.7rem;
    padding: 0.45rem 0.68rem;
    font-size: 0.76rem;
  }
  
  .form-group small {
    font-size: 0.688rem;
  }
  
  .btn-continue {
    min-height: 2.7rem;
    padding: 0.55rem 0.85rem;
    font-size: 0.82rem;
  }
  
  .xpay-progress {
    grid-template-columns: repeat(3, 1fr);
    gap: 0.375rem;
  }
  
  .progress-item {
    padding: 0.5rem 0.375rem;
    overflow: hidden;
  }
  
  .progress-item .num {
    width: 1rem;
    height: 1rem;
    font-size: 0.625rem;
  }
  
  .progress-item span {
    font-size: 0.688rem;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
  }
  
  .accounts-grid { 
    /* En móvil mostramos 2 cuentas por fila, como en desktop pero más compacto */
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0.5rem;
  }
  
  .account-card-static {
    padding: 0.75rem;
    border-radius: 0.5rem;
    box-shadow: 0 1px 3px rgba(0,0,0,0.06);
  }
  
  .account-header {
    gap: 0.313rem;
    margin-bottom: 0.375rem;
    padding-bottom: 0.313rem;
  }
  
  .account-title img.brand-logo {
    max-height: 0.875rem;
  }
  
  .bank-name {
    font-size: 0.688rem;
    line-height: 1.1;
  }
  
  .holder-badge {
    padding: 0.125rem 0.313rem;
    font-size: 0.5rem;
  }
  
  .account-meta {
    gap: 0.188rem;
  }
  
  .account-meta .meta-item {
    grid-template-columns: auto 1fr auto;
    gap: 0.25rem;
    padding: 0.313rem 0.375rem;
    border-radius: 0.313rem;
    background: #ffffff;
  }
  
  .account-meta .meta-label {
    font-size: 0.5rem;
  }
  
  .meta-value {
    font-size: 0.563rem;
  }
  
  .copy-btn {
    padding: 0.188rem 0.313rem;
    font-size: 0.5rem;
  }
  
  .transfer-field-grid { 
    grid-template-columns: 1fr;
    gap: 0.625rem;
  }
  
  #transfer-voucher-form {
    padding: 0.75rem;
    gap: 0.75rem;
  }
  
  .transfer-field {
    gap: 0.313rem;
  }
  
  .transfer-field-label {
    font-size: 0.75rem;
  }
  
  .transfer-field-hint {
    font-size: 0.625rem;
  }
  
  .transfer-upload-card {
    padding: 0.625rem;
  }
  
  .transfer-upload-btn,
  .transfer-replace-btn {
    font-size: 0.625rem;
    padding: 0.375rem 0.5rem;
    gap: 0.25rem;
  }
  
  .transfer-file-status {
    font-size: 0.625rem;
    min-width: 90px;
  }
  
  .transfer-preview {
    padding: 0.625rem;
  }
  
  .transfer-preview-img {
    max-height: 220px;
  }
  
  .transfer-submit-hint {
    font-size: 0.688rem;
    padding: 0.438rem 0.5rem;
  }
  
  #transfer-voucher-form .btn-primary {
    padding: 0.75rem 0.875rem;
    font-size: 0.813rem;
  }
  
  .summary-card {
    padding: 0.75rem;
    background: #fff;
  }
  
  .summary-card h2 {
    font-size: 0.86rem;
    margin-bottom: 0.5rem;
  }
  
  .summary-pending-state {
    padding: 0.875rem;
    gap: 0.625rem;
  }
  
  .pending-icon {
    width: 2.25rem;
    height: 2.25rem;
    font-size: 1rem;
  }
  
  .pending-steps {
    font-size: 0.688rem;
    gap: 0.375rem;
  }
  
  .pending-step {
    padding: 0.5rem 0.625rem;
    gap: 0.375rem;
    font-size: 0.688rem;
  }
  
  .pending-step::before {
    width: 1.25rem;
    height: 1.25rem;
    font-size: 0.625rem;
  }
  
  .summary-row {
    font-size: 0.7rem;
    padding: 0.26rem 0;
  }
  
  .summary-total {
    font-size: 0.8rem;
    padding-top: 0.5rem;
  }
  
  .summary-badge {
    font-size: 0.56rem;
    padding: 0.1rem 0.32rem;
  }
  
  .xpay-policies {
    margin: 2rem auto 1.5rem;
  }

  .policies-container,
  .policy-card,
  .account-card-static,
  #transfer-voucher-form,
  .transfer-upload-card,
  .transfer-preview,
  .summary-details {
    background: #fff;
    box-shadow: none;
  }
  
  .policies-header {
    margin-bottom: 1.5rem;
    padding-bottom: 1rem;
  }
  
  .policies-title {
    font-size: 1.25rem;
  }
  
  .policies-subtitle {
    font-size: 0.875rem;
  }
  
  .policy-card {
    padding: 1rem;
  }
  
  .policy-icon {
    width: 2.25rem;
    height: 2.25rem;
    font-size: 1.125rem;
  }
  
  .policy-title {
    font-size: 0.938rem;
  }
  
  .policy-text {
    font-size: 0.75rem;
  }
  
  .policies-cta {
    padding: 1.25rem 1rem;
    text-align: center;
  }
  
  .cta-content {
    flex-direction: column;
  }
  
  .cta-text {
    min-width: 100%;
  }
  
  .cta-text h3 {
    font-size: 1rem;
  }
  
  .cta-text p {
    font-size: 0.813rem;
  }
  
  .whatsapp-btn {
    width: 100%;
    justify-content: center;
    padding: 0.75rem 1.25rem;
    font-size: 0.875rem;
  }
}

@media (max-width: 520px) {
  .xpay-container {
    padding: 0.72rem 0.56rem 1rem;
  }

  .xpay-card,
  .summary-card,
  .form-section,
  .policies-container {
    border-radius: 0.95rem;
  }

  .xpay-card,
  .summary-card,
  .policies-container,
  .policy-card,
  .account-card-static,
  #transfer-voucher-form,
  .summary-details,
  .verify-payment-block {
    border-color: rgba(148,163,184,0.14);
    box-shadow: none;
  }

  .form-section {
    gap: 0.5rem;
    padding: 0;
    background: transparent;
  }

  .form-row {
    grid-template-columns: 1fr 1fr;
    gap: 0.48rem;
  }

  .form-row.form-row-name-doc { grid-template-columns: 1.14fr 0.86fr; }
  .form-row.form-row-doc-email { grid-template-columns: 0.94fr 1.06fr; }
  .form-row.form-row-phone-amount { grid-template-columns: 0.8fr 1.2fr; }

  .form-group {
    gap: 0.28rem;
  }

  .form-group label {
    font-size: 0.62rem;
    line-height: 1.18;
  }

  .form-group input,
  .form-group textarea,
  .form-group select,
  .xpay-input,
  .transfer-select,
  .verify-input {
    min-height: 2.38rem;
    padding: 0.38rem 0.56rem;
    font-size: 0.7rem;
  }

  .btn-continue,
  .verify-button {
    min-height: 2.38rem;
    font-size: 0.7rem;
  }

  .btn-continue {
    margin-top: 0.55rem;
  }

  .summary-card {
    padding: 0.68rem;
  }

  .summary-row {
    font-size: 0.68rem;
    padding: 0.22rem 0;
  }
}

@media (max-width: 420px) {
  .payment-methods {
    gap: 0.22rem;
  }

  .payment-method {
    min-height: 5.8rem;
    padding: 0.34rem 0.2rem 0.28rem;
  }

  .payment-method[data-method="transfer"] {
    min-height: 5.8rem;
    padding: 0.34rem 0.2rem 0.28rem;
  }

  .payment-method .method-icon {
    width: 1.28rem;
    height: 1.28rem;
  }

  .payment-method .method-icon .icon-inline {
    width: 0.5rem;
    height: 0.5rem;
  }

  .payment-method .method-title {
    font-size: 0.48rem;
  }

  .payment-method .method-fee {
    font-size: 0.3rem;
    padding: 0.07rem 0.14rem;
  }

  .payment-method .method-badge {
    font-size: 0.28rem;
    padding: 0.07rem 0.14rem;
  }
}